Money and Values

Conversation Guide

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How we earn, spend and invest our money impacts individuals, communities, the environment and the world. Some people say that how we use our money shows what we truly value. How, if at all, does money serve that role for you? This conversation seeks to reflect on our financial choices so we may find ways to act in greater harmony with our values.

Background Information:

Interested in having further conversations? Additional guides you may be interested in include Money and Politics, Student Debt, and Universal Basic Income.

Let's Get Started!

Living Room Conversations offers a simple, sociable and structured way to practice communicating across differences while building understanding and relationships. Typically, 4-6 people meet in person or by video call for about 90 minutes to listen to and be heard by others on one of our nearly 100 topics. Rather than debating or convincing others, we take turns talking to share, learn, and be curious. No preparation is required, though background links with balanced views are available on some topic pages online. Anyone can host using these italicized instructions. Hosts also participate. 

Introductions:
Why We're Here (~10 min)

Each participant has 1 minute to introduce themselves.

Share your name, where you live, what drew you here, and if this is your first conversation.

Conversation Agreements:
How We'll Engage (~5 min)

These will set the tone of our conversation; participants may volunteer to take turns reading them aloud. (Click here for the full conversation agreements.)

  • Be curious and listen to understand.
  • Show respect and suspend judgment. 
  • Note any common ground as well as any differences. 
  • Be authentic and welcome that from others. 
  • Be purposeful and to the point. 
  • Own and guide the conversation. 

Question Rounds:
What We’ll Talk About

Optional: a participant can keep track of time and gently let people know when their time has elapsed.

Round 1:
Getting to Know Each Other (~10 min)

Each participant can take 1-2 minutes to answer one of these questions:

  • What are your hopes and concerns for your community and/or the country?
  • What would your best friend say about who you are and what inspires you?
  • What sense of purpose / mission / duty guides you in your life?

Round 2:

Money and Values (~40 min)

One participant can volunteer to read the paragraph at the top of the web page.


Take ~2 minutes each to answer a question below without interruption or crosstalk. After everyone has answered, the group may take a few minutes for clarifying or follow up questions/responses. Continue exploring additional questions as time allows..

  • What are the things you like about the way you spend/invest your money?
  • Are there areas where you want to shift the way you spend/invest?
  • Do we have responsibilities to use our money in a way that reflects our values? Or would this complicate our lives too much?
  • What does money mean or represent to you? (i.e. security, power, exchange or ?)

Round 3:
Reflecting on the Conversation (~15 min)

Take 2 minutes to answer one of the following questions:

  • In one sentence, share what was most meaningful or valuable to you in the experience of this Living Room Conversation?
  • What new understanding or common ground did you find within this topic?
  • Has this conversation changed your perception of anyone in this group, including yourself?
  • Name one important thing that was accomplished here.
  • Is there a next step you would like to take based upon the conversation you just had?

Closing (~5 min)

  • Give us feedback! Find our feedback form here.
  • Donate! Make more of these possible; give here.
  • Join or host more conversations! With a) this group by exchanging your emails; b) others in person and/or by video call online. Get more involved or learn how to host here.

Thank You!